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America’s housing market is competitive, unequal, and often just getting by. Just like us.

The American housing market mirrors our society, the decisions we make, and the problems they leave us with, according to a report out Tuesday.

Inequality is widening as competition remains fierce for scant resources. Finding housing is getting harder for those of lesser means – and people of color – and maybe a tiny bit better for everyone else. And homeownership provides a bit of an economic edge – for those who can grab it.

Those are the takeaways from the annual report known as The State of the Nation’s Housing, produced every year by the Joint Center for Housing Studies of Harvard University.

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