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One argument for canceling student debt: Student-loan borrowers may be far poorer than most economists believe

Is cancelling some or all student-loan debt fair?

The answer to that question depends on a lot of things, including your philosophical and political point of view. It also depends on your understanding of who will benefit from wiping out the $1.5 trillion in outstanding student loans.

A new analysis suggests we may have a skewed view of who that might be.

The Survey of Consumer Finances — a data set that’s used widely by think tanks and journalists to illustrate the income breakdown of student-loan borrowers is glossing over a key borrower demographic: Those who move back in with their parents.

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