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NerdWallet: Stop obsessing over your credit score—just do this

This article is reprinted by permission from NerdWallet.

Easy access to free credit scores has helped many Americans improve their credit. But at a certain point, chasing every possible point gets you nothing except bragging rights.

How do you know when your credit score is high enough for you to relax?

Checking your credit score is a bit like checking your weight. You don’t need to obsess over every fraction of a pound, and an occasional indulgence (or high credit card balance) won’t do lasting damage if your habits are generally healthy.

What’s your goal?

Most credit scores are on a scale of 300 to 850.

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