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Outside the Box: 10 things I wish I knew about retirement before I retired

I visualized a retirement far different from the one I’ve experienced. Before I quit the workforce, I thought my retirement would be a carefree life where I could do what I want, when I want. I could work, travel, sleep all day. There would be few limits. Why? I had no money issues and few responsibilities.

Today, that seems like a dream. Since retiring, I realize my retirement is constantly changing. Unexpected events and expenses can derail the best-laid plans. Here are 10 things I’ve learned in the decade since leaving my job:

1. Working in retirement. I retired from Boeing BA, +0.39% at age 57 with a plan that included working as a part-time contractor until my mid-60s.

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