Jeff Reeves’s Strength in Numbers: These ETFs make investing easy — even if you’re broke

The U.S. stock market may be roaring nowadays, but you don’t have to look far to see that most Americans aren’t exactly rolling in dough.

A recent Washington Post article notes 40% of Americans struggle to pay the bills. Moreover, the U.S. workforce is older than ever before, with 20% of those older than 65 still on the job — in large part because many simply cannot afford to retire.

Every family has different financial needs, of course, but this much is true: Most of us could benefit from having more savings in the bank. It is possible to open an IRA or even a taxable brokerage account even if your nest egg is only a few hundred bucks: TD Ameritrade, E*Trade, and Robin Hood, for example, have no minimum balances.

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