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NerdWallet: Visa or Mastercard—what’s the difference, anyway?

You apply for a credit card and the bank sends you one when you’re approved. Whether it’s a V, -0.23% a Mastercard MA, +0.44% or another type of payment card doesn’t factor into the process. Or does it?

Find out whether you should choose Visa or Mastercard when applying for credit cards and what other information you should know about these companies before selecting a credit card.

The difference between Visa and Mastercard

The only real difference that stands between Visa and Mastercard is that your card works on the payment network that the company operates. A Visa card won’t work on Mastercard’s network, and vice versa.

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