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All the ways student debt exacerbates racial inequality — ‘it’s like landing in quick sand’

Student debt is often thought of as a generational issue, plaguing 20- and 30-somethings as they make their way into adulthood.

And while it’s true that young adults are coping with levels of student debt rarely experienced by their parents and even older siblings, perhaps one of the biggest factors defining a borrower’s student loan experience is their race.

Student debt is ‘both a cause and a consequence of racial inequality.’

—Jason Houle, sociology professor at Dartmouth College

Just ask Ky’Lend Adams. For the 24-year-old living in New York City and working in arts education, adjusting to life as a young adult has been quite different from the experience of many of his white peers.

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